Davis Family Physicians Financial Policy
Davis Family Physicians and mid-level medical providers have treated thousands of northern Utah residents for over 60 years. We have done so because we are committed to providing you with the level and quality of primary care that meets the needs of you and your family. We do our best to remain open and accessible to you so that we are here when you need us for well child care, to mend the bumps and bruises or to provide the comprehensive diagnostic medical issues you may face. Chances are whatever you may bring to us we have probably already treated it. When your medical challenges are beyond our scope of family medicine we can be your point of contact for a wide-ranging list of medical specialists and hospitals.
To clarify how we are able to deliver care to you and your family we have prepared this policy statement for you to understand and apply.
Your medical insurance policy is a contract between you and your insurance company. We have the expectation that you know and understand your insurance benefits, coverage levels, deductible amounts (if any), copayment amounts, and coverage levels for lab and imaging, and the specialists and hospitals who participate with your insurance plan. You are responsible to know when and if your plan benefits change. Davis Family Physicians cannot negotiate for you or change the rules of care we have agreed to with your insurance plan.
We cannot bill your insurance company unless you provide us with your current and valid insurance information and driver's license. As a courtesy to you we will file your medical claims and let you know when and how much they have paid to us in your behalf. You are responsible for payment-in-full if your insurance company does not pay us within 60 days. You will be sent a statement each month that outlines what you might owe. After 60 days, we ask that you pay the amount on the statement we will send to you.
Not all insurance companies are the same and they do not pay for the same medical services. You are responsible for the full payment if your insurance company reports to you and to us that services are "not covered".
The total cost of your care is due at the time of service in the rare instance that you hold insurance coverage with a plan with whom we do not participate or you do not have insurance coverage.
For our patients who have lost their insurance coverage or who do not have medical insurance we offer a 20% discount when you pay for your care at the time of service.
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